:root{--navy:#071d47;--blue:#0b3b7e;--gold:#d49312;--ink:#0d1f3f;--line:#d9e1ec}*{box-sizing:border-box}body{margin:0;background:#f4f7fb;color:var(--ink);font:1rem/1.55 Arial,Helvetica,sans-serif}header{background:white;border-bottom:1px solid var(--line)}.bar{max-width:1060px;margin:auto;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px}.logo{width:185px;height:64px;object-fit:contain}.tag{font-size:.875rem;color:#52627a}main{max-width:1060px;margin:30px auto 60px;padding:0 24px}h1{font:700 clamp(1.8rem,4vw,2.7rem)/1.15 Georgia,serif;margin:0 0 14px;color:var(--navy)}.intro{max-width:830px;color:#52627a;margin-bottom:25px}.workspace{display:grid;grid-template-columns:230px 1fr;gap:24px}.steps{align-self:start;position:sticky;top:20px}.steps ol{list-style:none;margin:0;padding:0}.steps button{width:100%;text-align:left;border:0;background:none;padding:12px;border-radius:8px;color:#52627a;font-size:.875rem;display:flex;gap:10px;align-items:center}.steps button[aria-current=step]{background:var(--navy);color:white}.num{flex-shrink:0;width:26px;height:26px;border:1px solid currentColor;border-radius:50%;display:grid;place-items:center;font-size:.875rem}progress{width:100%;height:7px;accent-color:var(--gold)}.progresslabel{font-size:.875rem;margin:0 0 7px}.card{background:white;border:1px solid var(--line);border-radius:16px;padding:30px;box-shadow:0 12px 35px #071d4708;min-width:0}h2{font-size:1.4rem;line-height:1.3;margin:0 0 22px}h3{font-size:1.05rem;margin:0 0 14px}.grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:block;min-width:0;margin-bottom:17px}.grid .field{margin-bottom:0}.field>label,.label{display:block;font-size:.875rem;font-weight:700;margin-bottom:7px}.full{grid-column:1/-1}input:not([type=checkbox]),select,textarea{width:100%;padding:11px 12px;border:1px solid #bbc7d8;border-radius:7px;background:white;color:var(--ink);font:inherit;min-height:46px}textarea{min-height:90px;resize:vertical}input:focus,select:focus,textarea:focus,button:focus-visible,a:focus-visible{outline:3px solid #d4931260;outline-offset:2px}input:disabled{background:#f2f4f8;color:#78869a}.unknown{display:flex;align-items:center;gap:7px;font-size:.875rem;color:#52627a;margin-top:7px;cursor:pointer}input[type=checkbox]{width:19px;height:19px;accent-color:var(--navy);flex-shrink:0}.checklist{display:grid;gap:12px;margin-bottom:24px}.choice{display:flex;gap:10px;align-items:center;padding:12px 14px;border:1px solid var(--line);border-radius:8px}.entry{border-top:1px solid var(--line);padding-top:20px;margin-top:20px}.entryhead{display:flex;justify-content:space-between;align-items:center;gap:10px}.entryhead button{padding:7px 10px;font-size:.875rem}.actions{display:flex;justify-content:space-between;gap:12px;margin-top:28px;border-top:1px solid var(--line);padding-top:22px}button,.download{cursor:pointer;border:1px solid var(--line);border-radius:8px;padding:12px 18px;font:700 .95rem/1.3 Arial;background:white;color:var(--navy);min-height:44px}.primary,.download{background:var(--navy);color:white;border-color:var(--navy)}button:hover,.download:hover{filter:brightness(.95)}button:disabled{opacity:.65;cursor:wait}.note{font-size:.875rem;color:#52627a;margin:12px 0}.error{color:#a32020;font-size:.95rem}.download{display:inline-block;text-decoration:none;margin:15px 12px 15px 0}.result h2{font:700 1.8rem Georgia}.result p{max-width:600px}.ready{font-size:.875rem;color:var(--blue);font-weight:700;margin:0 0 10px}footer{font-size:.875rem;text-align:center;color:#52627a;padding:24px}[hidden]{display:none!important}@media(max-width:760px){main{padding:0 16px;margin-top:24px}.bar{padding:10px 16px}.tag{max-width:130px;text-align:right}.logo{width:155px}.workspace{grid-template-columns:1fr;gap:14px}.steps{position:static}.steps ol{display:none}.card{padding:22px 18px}.grid{grid-template-columns:1fr}.full{grid-column:auto}.actions{flex-wrap:wrap}.actions .primary{margin-left:auto}.intro{font-size:1rem}}
 .header-right{display:flex;align-items:center;gap:20px}.header-right .tag{display:none}.language-picker{display:flex;align-items:center;background:transparent}.language-picker button{position:relative;border:0;border-radius:0;background:transparent;color:var(--navy);padding:16px 18px 20px;font-size:1.2rem;min-width:62px;min-height:58px}.language-picker button+button{margin-left:12px}.language-picker button+button:before{content:"";position:absolute;left:-7px;top:19px;height:22px;width:1px;background:#b9b9b9}.language-picker button.selected{color:var(--gold)}.language-picker button.selected:after{content:"";position:absolute;height:3px;background:var(--gold);left:18px;right:18px;bottom:6px}.language-picker button:disabled{opacity:.65}@media(max-width:760px){.bar{gap:8px}.logo{width:145px;height:62px}.language-picker button{padding:14px 9px 18px;font-size:1.05rem;min-width:40px}.language-picker button+button{margin-left:5px}.language-picker button+button:before{left:-3px;top:17px;height:20px}.language-picker button.selected:after{left:9px;right:9px}.header-right{gap:0}}@media(max-width:350px){.bar{padding:10px}.logo{width:122px}.language-picker button{min-width:36px;padding-left:7px;padding-right:7px}}
/* Readable additions for retirement clients. */
.field>label,.label,.note,.unknown,.steps button{font-size:1rem}.grid{grid-template-columns:1fr}.field{margin-bottom:20px}input[type=checkbox]{width:24px;height:24px}.unknown{min-height:44px}.entry h3{font-size:1.15rem}h3{margin-top:24px}.field:has(input:required)>label,.field:has(select:required)>label{color:var(--navy)}